RENTAL PROPERTY LOANS 







Easier Qualification:

DSCR loans focus on the property's income potential, not the borrower's personal income. This makes them ideal for self-employed investors or those with complex income structures.

Less Documentation:

With less emphasis on personal finances, DSCR loans typically require less paperwork to process, leading to a faster application process.

Grow Your Portfolio Faster:

DSCR loans don't require paying off existing properties before buying new ones, allowing investors to expand their portfolio quicker.

New Investor Friendly:

Because they rely less on traditional income verification, DSCR loans can be a good option for those just starting out in real estate investment.

Works for Various Properties:

DSCR loans can be used to finance both long-term rentals and short-term rentals like AirBnB properties.

Potential Profitability Gauge:

The DSCR calculation itself can be a helpful tool for investors to assess a property's potential profitability in relation to the loan obligations.