Legal
Business-purpose lending
Loans described on this site are business-purpose loans secured by non-owner-occupied residential investment property. They are not consumer credit and are not intended for personal, family, or household purposes. Borrowers may not occupy the financed property as a primary or secondary residence.
Not a commitment to lend
Nothing on this website constitutes a loan commitment, an offer to lend, a rate lock, or a pre-approval. Rates, program terms, leverage limits, and eligibility criteria are illustrative of common market practice, vary by lender, state, property, and borrower profile, and change frequently without notice. All financing is subject to underwriting, appraisal, title review, and final approval.
Calculators and estimating tools
Calculators on this site are educational estimating tools. Results are approximations based on the figures you enter and do not constitute a quote or an offer. Actual payments and ratios depend on the appraised value, the tax assessment following transfer, the bound insurance premium, escrow requirements, and final program pricing.
Editorial content
Guides and comparisons on this site are general education, not individualized financial, tax, legal, or investment advice. Guidelines summarized here reflect common practice across the investor lending market and are subject to individual lender overlays and underwriting discretion. Confirm all requirements with a licensed originator before relying on them in a transaction.
Licensing
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Equal opportunity
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Privacy
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Third-party data
[If the property analyzer or any tool on this site draws on third-party valuation, rent, or market data, disclose the source, the fact that estimates are automated and may be inaccurate, and that they are not appraisals. Complete with counsel and confirm your data provider's attribution requirements.]
Contact
Questions about this page: (914) 266-0725, or through the contact page.
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